Buying Your Coastal Home
Our Easy 8 Step Buying Process:
Beginning the search for your coastal property can fill you with excitement and exhilaration. Such that, without a clear plan laid out, you might feel a little overwhelmed wondering where to start. Because of that, our team makes sure that you, and all other potential buyers, understand each of the 8 steps that we take to make the process as simple and smooth as possible so that you get to actually enjoy the excitement of the process. By the end of your search, with our support and guidance, you will live happily ever after in your new coastal dream property!
Meet in person and create a wishlist
Let’s get to know each other! Once you’re ready to work with our team, we’ll meet together for a Buyer Consultation to focus your search and determine what you want and need in your coastal home or property.
We’ll introduce you to the mortgage companies we place our trust in near us. This is a detail which we consider to be very useful to the smooth flow of this exciting process. We highly recommend using these established local lenders, as they are familiarized with all the nuances of making these kinds of transactions, specific to the Oregon coast. Be prepared to dig into paperwork during this part of the process such as pay stubs, W2’s, and tax returns. The lender will do a full review and then tell you what you will be able to borrow in order to purchase your coastal property. This is a vital step in the buying process!
Listing alerts sent to you based on your criteria
Our agents get to know you — Looking for a second home? Wanting more time in a beach town? More sand in your toes and beach sunsets? Need to upgrade or downsize? At this stage in the process, we’ll send you notifications about the listings that you’re most likely to be excited about. Be sure to let us know if one (or more) jumps out at you so that we can skip to the next step and schedule a viewing. We will be there for you every step of the way.
Arrange your viewings
Here’s where the buying process gets really fun! With a little advance notice to arrange, as many of the properties on the Oregon coast are holiday rentals, we'll make a plan and then go to see all the properties that you’ve loved from our listing alerts. We’ll talk about how the budget will work and make sure that we find you the perfect coastal dream property.
Find the perfect coastal property & write an offer
When you’re ready to make an offer, your agent will present a written offer to the seller. And while everyone loves getting their offer accepted right away, the seller could come back to us with a counter offer, or reject your initial offer all together. We’re happy to walk you through each of these possibilities and exactly how to handle them. Once the offer is accepted, it’s time to get your financing in order and move forward to the next step!
Acceptance, appraisal and inspection
The sellers accepted your offer, and the property is going through appraisal and inspection. The appraisal guarantees that the price of the property matches the condition of the property while the inspection makes sure that everything in the home is functioning properly and there are no major issues inside. These are the last steps before the shiny keys to your home are placed in your hand... for good!
Time to close
Get excited because it’s time to close on your coastal dream property! This process includes simply waiting for the documents to record with the county and then you take your keys and go!